Privacy Policy and Terms

Last Updated: July 17, 2026

Please read this document carefully before using Mostly Advisory LLC’s website, blog, or consulting services ("Services").

By accessing our website, subscribing to our blog, or booking a consulting session, you agree to be bound by the terms below.

1. Terms of Service

1.1 Acceptance of Terms

These Terms of Service ("Terms") form a binding agreement between you ("Client," "you") and Mostly Advisory LLC, an LLC operating online ("we," "us," "our"). By using our website at mostlyadvisory.com, reading our blog, creating an account, or booking a consulting session, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and agree to these Terms.

1.2 Description of Services

Mostly Advisory LLC provides:

  • Educational blog content on wellness, nutrition/fitness/mindfulness/lifestyle topics, published on our website and/or newsletter.

  • One-on-one wellness consulting sessions, delivered virtually via video call and focused on wellness, goal-setting, habit change, and general lifestyle guidance.

These Services are educational and informational in nature. See Section 2 (Health & Wellness Disclaimer) for important limitations.

1.3 Eligibility

Our Services are intended for adults capable of entering a binding contract. If you are booking on behalf of a minor or a dependent, you represent that you have the legal authority to do so and accept these Terms on their behalf.

1.4 Account Registration

If we require an account to book sessions or access content, you agree to provide accurate information and to keep your login credentials confidential. You are responsible for all activity under your account.

1.5 User Conduct

You agree not to:

  • Use the Services for any unlawful purpose or in a way that infringes on the rights of others.

  • Attempt to record, resell, or redistribute consulting sessions or paid content without written permission.

  • Harass, threaten, or abuse Mostly Advisory LLC staff or other clients.

  • Misrepresent your identity or health information in a way that could compromise the safety or quality of guidance provided.

1.6 Disclaimer of Warranties

The Services, including all blog content and consulting advice, are provided "as is" and "as available." We do not guarantee specific outcomes, results, or that the Services will be uninterrupted or error-free. Wellness outcomes depend on many individual factors outside our control.

1.7 Limitation of Liability

To the maximum extent permitted by law, Mostly Advisory LLC and its owners, employees, and contractors are not liable for any indirect, incidental, special, or consequential damages arising from your use of the Services, including but not limited to health outcomes, missed work, or financial loss. Our total liability for any claim relating to the Services is limited to the amount you paid us in the 3 months preceding the claim.

1.8 Indemnification

You agree to indemnify and hold Mostly Advisory LLC harmless from claims, damages, or expenses (including reasonable attorney fees) arising from your violation of these Terms or misuse of the Services.

1.9 Termination

We may suspend or terminate your access to the Services at any time for violation of these Terms. You may stop using the Services and close your account at any time by contacting us at sean@mostlyadvisory.com.

1.10 Governing Law & Dispute Resolution

These Terms are governed by the laws of the United States, without regard to conflict-of-law principles. Any disputes will be resolved in a venue within the United States, as elected by Mostly Advisory LLC.

1.11 Changes to These Terms

We may update these Terms from time to time. The "Last Updated" date above will reflect the most recent revision. Continued use of the Services after changes constitutes acceptance of the updated Terms.

2. Health & Wellness Disclaimer

Mostly Advisory LLC is a wellness consulting service, not a medical practice.

  • Nothing provided through our blog or consulting sessions constitutes medical advice, diagnosis, or treatment. Content and guidance are for general educational and informational purposes only.

  • You should always consult a physician or other qualified healthcare provider before starting any new diet, exercise, supplement, or wellness program, especially if you have an existing medical condition, are pregnant, or are taking medication.

  • Never disregard professional medical advice or delay seeking it because of something you read on our blog or discussed in a consulting session.

  • If you are experiencing a medical emergency, call your local emergency number immediately.

  • Individual results vary. We make no guarantees about specific health outcomes.

By using our Services, you acknowledge and accept these limitations.

3. Blog & Content Use Policy

3.1 Ownership

All blog posts, images, graphics, and downloadable materials on mostlyadvisory.com are the property of Mostly Advisory LLC or its licensors and are protected by copyright and other intellectual property laws.

3.2 Permitted Use

You may read, share links to, and quote brief excerpts (with attribution and a link back to the original post) from our blog for personal, non-commercial use. You may not republish, reproduce substantial portions of, or repurpose our content for commercial use without prior written permission.

3.3 Comments & Submissions

If you submit comments, testimonials, questions, or other content to our blog or social channels, you grant Mostly Advisory LLC a non-exclusive, royalty-free license to use, edit, and publish that content in connection with promoting our Services, unless you request otherwise in writing.

3.4 No Professional Relationship from Blog Content

Reading our blog does not create a consulting or advisory relationship between you and Mostly Advisory LLC. A consulting relationship begins only once a paid session is booked and confirmed.

4. Privacy Policy

4.1 Information We Collect

  • Information you provide: name, email, phone number, payment details (processed by our third-party payment processor), intake-form responses, and anything you share during consulting sessions.

  • Automatically collected information: IP address, browser type, device information, and site usage data via cookies/analytics tools (e.g., Google Analytics).

  • Newsletter data: email address and engagement data if you subscribe to our blog or newsletter.

4.2 How We Use Your Information

We use your information to:

  • Provide and personalize consulting sessions and respond to inquiries.

  • Process payments and manage bookings.

  • Send blog updates, newsletters, or promotional emails (only with your consent, and you can unsubscribe anytime).

  • Improve our website and Services through aggregated, de-identified analytics.

  • Comply with legal obligations.

4.3 Cookies & Analytics

Our website uses cookies and similar technologies to remember preferences and analyze traffic, including Google Analytics and Squarespace. You can control cookies through your browser settings.

4.4 Sharing of Information

We do not sell your personal information. We may share it with:

  • Service providers who help us operate (payment processors, scheduling software, email platforms), bound by confidentiality obligations.

  • Legal authorities, if required by law or to protect our rights and safety. We do not share details of your consulting sessions with third parties without your consent, except as required by law.

4.5 Data Security

We use reasonable administrative and technical safeguards to protect your information. No online system is 100% secure, and we cannot guarantee absolute security.

4.6 Data Retention

We retain personal information for as long as necessary to provide the Services and comply with legal, accounting, or reporting obligations, after which it is securely deleted or anonymized.

4.7 Your Rights & Choices

Depending on your location, you may have the right to access, correct, delete, or export your personal information, and to opt out of marketing communications. To exercise these rights, contact us at sean@mostlyadvisory.com.

You also retain GDPR rights (e.g., right to lodge a complaint with a supervisory authority) and CCPA rights (e.g., “Do Not Sell My Personal Information”).

4.8 Children's Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect personal information from children.

4.9 International Users

If you access our Services from outside the United States, your information may be transferred to and processed in the United States.

By using the Services, you consent to this transfer.

4.10 Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be noted by updating the "Last Updated" date, and where required, we will notify you directly.

5. Accessibility Statement

5.1 Our Commitment

Mostly Advisory LLC is committed to making our website usable by everyone, including visitors with disabilities. We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.2, Level AA, and we review our site against these standards on an ongoing basis — this is a continuous effort rather than a one-time fix.

5.2 What We've Done

Steps we've taken include: descriptive alt text on images, sufficient color contrast between text and backgrounds, and a clear, consistent heading structure throughout the site.

5.3 Known Limitations

Our online booking is provided by a third-party scheduling tool (Acuity Scheduling). We've tested this booking flow for accessibility, but because it operates outside our direct control, we can't guarantee it meets the same standard as the rest of our site.

5.4 Reporting a Barrier

If you encounter an accessibility barrier anywhere on our site, please contact us at sean@mostlyadvisory.com with the web page and a brief description of the issue. We aim to respond within 3 business days and will work to address the issue promptly.

5.5 Ongoing Review

This statement was last reviewed on July 17, 2026 and is reviewed at least every 6 months as part of our ongoing accessibility efforts.

6. Contact Information

Questions about these Terms or Policies, or requests regarding your personal information, can be directed to:

Mostly Advisory LLC

sean@mostlyadvisory.com